Mike Konjoyan

We love being your local insurance resource! As a small business owner on the Central Coast, taking care of your insurance and financial needs means so much to us. Please give us a call for an auto or life quote or to review your current coverage.

Thank you, Los Osos! This Thanksgiving, I'm so grateful for this amazing community and all the neighbors who make it shine. ✨ As you gather around the table 🦃 and share what you're thankful for, think about the people at the top of your list. Exploring life insurance is a caring way to keep them in mind. 💛 Stop by my office this month. I'd love to say thank you in person and chat about it! 😊

I fell in love with the Central Coast Community when I attended Cal Poly San Luis Obispo. It was always our goal to return to the area after I graduated and also as my wife grew up in Paso Robles. We feel so fortunate that the opportunity to open my own State Farm Agency became available in Los Osos in 2008. We love raising our three children here and being a part of this beautiful community, as they attend the Los Osos/ Morro Bay and now Cal Poly SLO schools. My team, Randy and Jennifer also have either grown up in San Luis Obispo County or graduated from Cal Poly. Our goal is to be your specialized local insurance agent for Auto Insurance, Life Insurance, Pet Insurance, Home Insurance, Renters Insurance, Health & Injury Insurance, Business Insurance & Financial Services in Los Osos, Morro Bay, Cayucos, Cambria, Avila Beach and neighboring cities in San Luis Obispo County as well as the rest of the state of California and now Nevada. We would love the opportunity to earn your business.

• Help San Luis Obispo County and surrounding CA area families put a plan in place to protect against the unexpected and achieve their financial goals.

• Listen and find out what is important to our customers, so we can create unique policies to safeguard your biggest assets.

• Help to preserve your current income if something unexpected happens to you through Life Insurance and Health Insurance.

• Looking to enjoy the outdoors this summer? Call us for RV, Boat and Motorcycle Insurance.

When you join our State Farm Insurance Agency, you will have a team of insurance professionals with over 40 years of combined experience whom you know and can have confidence in. We will be there for you when you need us the most. Call in, click in or come in to our local office for all of your insurance and financial service needs.

Community involvement:

• Former Chamber Board Member, Los Osos Chamber of Commerce

• Youth Sports Coach 12 years: Soccer, Basketball, and Baseball in Los Osos, Morro Bay & Cayucos.

• Sponsor of local community & school youth sports programs and local school programs & events.

• Kiwanis Club member

Awards:

• State Farm Bronze Tablet – Legion of Honor

• State Farm Honor Club

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Q: Can your office help review my current setup even if it's with another insurance company?A: Absolutely. We offer complimentary reviews to evaluate your current setup, point out potential gaps or overlaps, and show you competitive rate options. Reach out to Mike Konjoyan in Los Osos to schedule a review.Q: Does my personal auto protection extend to a rental car?

A: In many cases, your personal auto protection and deductibles extend to rental cars used for personal travel within the U.S. However, limits and exclusions can apply. Reach out to Mike Konjoyan in Los Osos before your next trip to confirm your specific details.

Q: Do safe driving telematics programs actually help lower rates?

A: Yes, participating in safe driver programs tracks driving habits like smooth braking, speed, and driving times to reward safe drivers with potential discounts. Contact Mike Konjoyan in Los Osos to learn how to sign up and start earning savings.

Q: What is loss of use protection on a homeowners account?

A: If a covered event, like a house fire, makes your home temporarily unlivable, loss of use protection helps pay for additional living expenses like hotel stays, temporary rent, and restaurant meals. Mike Konjoyan in Los Osos can explain how this essential feature keeps your daily routine going.